买房

Get the perfect mortgage for your home purchase. Choose from fixed- or adjustable-rate mortgages with various terms, 首付款和成交成本选项.

开始你的房屋所有权之旅

Cal Coast has affordable home loan options designed to fit your needs- whether you're looking for your first home or need to upgrade to a larger home for your growing family.

Ready to get pre-approved before you make an offer?

Contact a Mortgage Loan Officer by phone at 877-495-1600 or send an email to RealEstateLoanOfficer@unpopperuno.com 韦德体育开户咨询.

固定利率抵押贷款

我们的 固定利率抵押贷款 can give you peace of mind knowing that your monthly payments stay the same for the full term of your home loan. Choose from our various terms, down payment and closing cost options.

固定利率按揭选择:  

可调利率按揭

If you want to pay a lower fixed-rate payment at the beginning of your home loan, an adjustable-rate mortgage may be the right loan for you. An ARM keeps your mortgage loan rate fixed for a set term and then it becomes a variable- rate loan that adjusts when interest rates change over the life of the loan. Choose from our various adjustable-rate terms, down payment and closing cost options.

可调利率按揭选择:
  • 0美元的自付期权
  • Up to 95% Loan-To-Value (LTV) on rate/term purchases1
  • 利息可以抵税2
  • 首付款低至5%3

We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.

加州海岸住房贷款中心

房屋买卖服务

  • 我们的 Cal Coast Home Rewards program gives you access to the most up to date home listings in Southern California
  • Get personalized, timely alerts when new home listings become 可用
  • Guidance from a dedicated home buying expert
  • 卖掉你的房子换一套公寓.5%挂牌费 or Buy a home and earn a 20% commission rebate4

了解更多

抵押贷款计算器

There are many financial decisions involved in buying or refinancing a home. 利用我们的 计算器 帮助你做出正确的决定. 

 

 

住房贷款提示,工具 & 更多的

年利率. 利率 and terms as of 12/23/2023 based on credit history, 须经信贷审批, 如有更改,恕不另行通知. 贷款 over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are 可用 for second homes and investment properties in CA at different rates and terms. 会员 and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 限制.  

  1. 5% Down 房屋贷款 rates and terms as of 3/22/2019. Payment examples are based on a purchase price of $300,000美元,首付5% (95% LTV), 285美元,1万美元的单户贷款, 业主自住房屋,期限为30年. 3/1 ARM带3.250%的年利率是5.278%,每月还款额为1,380元.47. 5/1 ARM,速率为3.500%的年利率是4.993%,每月还款额为1,384美元.28. 7/1 ARM,速率为3.875%的年利率是4.959%,每月还款额为1,444美元.包括按揭保险.
  2. 咨询你的税务顾问.
  3. 5/5 ARM Advantage with an initial interest rate of 7.4月7日.153%,每月还款3,160元.19, there is no mortgage insurance for this loan. This does not include property insurance and taxes. 基于30年期限的付款示例, 物业价值$500,000, 贷款金额475美元,000, 单身家庭, 业主自住的. 利率 subject to change once every 5 years based on the weekly average of the 5-Year Constant Maturity Treasury (CMT) index rate as made 可用 by the Federal Reserve Board, 加上2的余量.50%. Maximum adjustment cap 2% every 5 years and 5% over the life of the loan.
  4. Excludes commission owed to buyer's agent. Rebate is awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the Home Rewards network. Rebate is 20% for purchase only of a residential property. Payment is credited to your benefit at the close of transaction. Using 加州海岸信用社 for a mortgage loan is not a requirement to earn the rebate. Purchase price must be greater than $150,000. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. Home Rewards Group, Inc. is not affiliated with 加州海岸信用社. 如有更改,恕不另行通知.

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